Marygold & Co app for iPhone and iPad

Finally, a financial services app that allows you to do ALL your mobile banking in one single app
– send, receive, spend, and save money securely through Marygold & Co.’s customizable
platform. Easy money – literally!

Marygold & Co. is a free app, offering FDIC-insured accounts* as a digital alternative to
traditional banking, giving you the power to take control of your finances anytime, anywhere.
No minimum balance requirements and most importantly, no big bank mentality.
Organize your financial life, reach your financial goals, and control all financial transactions
through these Marygold & Co. mobile banking features:

MONEY POOLS
Marygold & Co. Money Pools provide a complete and transparent view of your progress towards
each goal – short and long term. Money Pools allow you to clearly define your goals, set
timelines and track your progress. Say you want to save for a down payment on a house: you
simply create your custom Money Pool within the app, set the amount, time frame, and you can
even automatically divide a portion of your pay into each ‘Pool’. There are no limits on the
number of Money Pools you can have, so the possibilities are endless!

PAYANYONE TM, EVEN IF THEY DON’T HAVE THE APP
Send money directly to any non-Marygold & Co. account using their email address or mobile
phone number. There are no fees to send money from Marygold & Co. and the receiver can
choose their preferred method of depositing their payment without having to download the app.
Marygold & Co.’s mobile banking app also includes "Split Bill" and “Request Money” features
that allow you to keep track of how much anyone owes you – all within a single app that doesn’t
require the payer and the payee to use the same app or the same bank. Whether you want to
settle payments equally, by amount, custom split or percentage, you can divide up the expenses
using the Marygold & Co. app.

MARYGOLD & CO. MASTERCARD
Receive a Marygold & Co. Mastercard® NFC Smart debit card to be used anywhere Mastercard
is accepted worldwide. Every Marygold & Co. Mastercard® debit card is issued with an EMV
chip as well for additional security. As part of the MoneyPass Network, you have the ability to
access ATM withdrawals with no fees by using the in-app ATM locator. You can seamlessly add
money to your account using direct deposit, mobile check deposit, or external bank transfer.

CUSTOMIZED SECURITY DASHBOARD
There’s nothing better than knowing your money is safe. Customize daily, weekly, and/or
monthly spending limits. Turn on/off online and POS transactions. Not sure if you lost your
banking card or if it’s just misplaced somewhere in your home? All from the app dashboard, you
can simply freeze or unfreeze your debit card whenever you want.


*Marygold & Co. is a financial technology company and not a bank. Marygold & Co. Spend Now
Accounts and Debit Cards are provided by Community Federal Savings Bank, N.A., member
FDIC, pursuant to license from Mastercard International. Deposits insured by the FDIC up to
the allowable limit. The content on this page is for informational or advertising purposes only
and is not a substitute for individualized professional advice.